Secured loans are secured against your home and offer cheaper rates of loan interest…

True. But 12dailypro was a fun ride — we all have to admit. If you want to call 12dailypro a ponzi scheme, fine. There is nothing wrong with ponzi schemes or Social Security (another ponzi scheme ‘cuz the FICA money you pay every week from your paycheck does not go to your SS account or THE BIG SS account but to the US General Fund) or HYIP or gambling or liquor or smoking cigarette or crack cocaine or prostitution.

Intially, Charis should have setup shop offshore as an IBC and used a offshore webhosting service and had stated powerful “terms of service” like this:
http://www.blackmarketgold.com/2002_06_01_news_archive.html#85182514

Also, if memory serves me correctly, in Dec-05, Charis panicked and did away with e-gold (an over reaction IMO) [and went with US-based Stormpay and some other US-based fiat currency provider] on realization (1) that e-gold had “shutdown” for a few days and (2) that a segment of the 12dailypro membership had had their e-gold accounts looted due to having fallen for e-gold-phishing scams. There will always be a minority of members who will fall for phishing scams - and IMO, Charis spent to much personal time catering to them. Correctly if I am wrong but 12DP’s e-gold accounts were never directly looted.

12DAILYPRO: If we seriously think about, there is no way any company can net 44% in profits in just 12 days (or 21 days for that matter). 12DailyPro is a PONZI (although only with 1 referral level)! Most of us probably know this before we join (or at least suspicious that it is a ponzi). We just hope that we jump in early enough to make money and don’t be one of the suckers that lose money when the company folds at the end.

Unfortunately, I am one of those suckers. hopefully all of us who joined late will at least get back some of our money. I will pray for myself and you should pray for yourself, too (NOT for Charis - one of the masterminds behind this fraud).

Even though I don’t agree with Stormpays latest statement www.stormpay.com , They have made a statement, now the ball is in the other court. Lets hear from the other side, please ( the silence is killing me). Are there enough funds in 12Dailypro’s account to pay everyone? Or are we just plain S.O.L. . The way it looks, I’m thinking that I might as well kiss my moola goodbye.

1) Stormpay owns NetIBA

2.) Stormpay owner/CEO is Steven C. Girsky, John R McConnell JR is listed as a registered agent of Stormpay. John R. McConnell owns NetIBA (all based in Clarksville, Tennessee (Montgomery County).

3.) Girsky and McConnell are neighbors, McConnell owns 3 places in his neighborhood, and owns the building for Stormpay at 1690 Golf Club Lane Clarksville, Tn 37043.

4.) Girsky is an attorney in Clarksville.

5.) Girsky’s phone is now unlisted, but you can still call Stormpay at (931) 647-8750.

6.) You can still contact Lifeclicks(!2 Daily Pro) by phone.

7.) Stormpay owns a dirt car racing team in Clarksville. Clarksville Speedway to be renamed Stormpay.com Speedway.

8.) According to the Better Business Bureau, they have received 500 complaints about Stormpay’s suspension of accounts.”In the past 36 months, the company has received complaints specifically concerning the company’s failure to inform and follow up with its customers when it suspends accounts, failure to release funds in a timely manner and failure to resolve complaints directly with company management. ” (see Tennessee BBB website)

9.) The amount of $ involved in all complaints about Stormpay is over $400K.

10.) 12 Daily Pro has zero BBB complaints so far.

11.) FBI has been at the Stormpay office in Clarksville this past week and BBB is preparing information to give to the FBI.

After my “research”, I plan on sitting back and waiting to see what happens. Right now, I am still keeping my butt on the 12 daily pro bandwagon. Hopefully we who are involved will be receiving our money back from Stormpay..either by Stormpay itself due to not being able to stand the hot water any more OR the authorities involved will get our monies back for us.

P.S. U can reach Steve Girsky at (937) 385-0200, (931) 980-8836 , 4987 Shadowbend Circle Clarksville, TN 37043 or his law office at (931) 647-1501 121 S. Third St. Clarksville, TN 37040. U can reach John R. McConnell Jr. at (931) 362-4116 4975 Shadowbend Circle Clarksville, Tn 37043. Girsky has already requested security for himself and his building due to threats. Please DO NOT threaten harm. We need to let authorities finish their investigation and see what pans out. If we don’t get our money back…at least maybe THEY will get what’s due them.

Updated newsletter from 12DailyPro:

no new progress.. jeez, i’m surprised.

But think about it… StormPay’s owner have the money; God knows where it’s gone to now (in a Swiss bank maybe? under a different name?… there are endless methods to hide the money from the authorities)

What will happen to the owner? Probably a few years in prison; that is, if he’s convicted. When he is released, there will be hundreds of millions waiting. It doens’t matter what the prison sentence is, there will be NO justice.

And with the recent chargebacks done on members’ account? You can be so sure they will be the next one that is biting the dust.

some of them have invested their lifesavings believing this can bring them to another dimension, thus in hot soup. i pity them, for myself i’m not so much affected by the fiasco, but do really wish that something can be done to help them.

but it comes to the bottom line again that if you invested too much till you feel uncomfortable, you invested too much.