<?xml version="1.0" encoding="UTF-8"?><!-- generator="wordpress/2.2.1" -->
<rss version="2.0" 
	xmlns:content="http://purl.org/rss/1.0/modules/content/">
<channel>
	<title>Comments on: Heating Up - Debate on XLOTwo and CSATM</title>
	<link>http://hyipblog.nobshyip.net/2007/07/05/heating-up-debate-on-xlotwo-and-csatm/</link>
	<description>the latest HYIP community updates, from readers, to readers</description>
	<pubDate>Mon, 01 Dec 2008 20:41:24 +0000</pubDate>
	<generator>http://wordpress.org/?v=2.2.1</generator>

	<item>
		<title>By: Buzz</title>
		<link>http://hyipblog.nobshyip.net/2007/07/05/heating-up-debate-on-xlotwo-and-csatm/#comment-68435</link>
		<author>Buzz</author>
		<pubDate>Thu, 12 Jul 2007 18:40:32 +0000</pubDate>
		<guid>http://hyipblog.nobshyip.net/2007/07/05/heating-up-debate-on-xlotwo-and-csatm/#comment-68435</guid>
		<description>Hi Nelson &#38; JBrown,

Very true.  Andy is a THIEF and  a BIG MORON !  Why ?

Because he is now opening ANOTHER scam program and acted like surprised at all the negative reactions against him. DUH ...........

I think he has a few screws loose in his brain. He is like surprised at our reaction towards him and he is like saying to himself what is wrong with me scamming you again.... and maybe a few more times.  ROFL  ! ! !

He is definitely an IDIOT.  Andy, you are a PIG - please GET LOST.
.</description>
		<content:encoded><![CDATA[<p>Hi Nelson &amp; JBrown,</p>
<p>Very true.  Andy is a THIEF and  a BIG MORON !  Why ?</p>
<p>Because he is now opening ANOTHER scam program and acted like surprised at all the negative reactions against him. DUH &#8230;&#8230;&#8230;..</p>
<p>I think he has a few screws loose in his brain. He is like surprised at our reaction towards him and he is like saying to himself what is wrong with me scamming you again&#8230;. and maybe a few more times.  ROFL  ! ! !</p>
<p>He is definitely an IDIOT.  Andy, you are a PIG - please GET LOST.<br />
.</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: John</title>
		<link>http://hyipblog.nobshyip.net/2007/07/05/heating-up-debate-on-xlotwo-and-csatm/#comment-67642</link>
		<author>John</author>
		<pubDate>Mon, 09 Jul 2007 14:16:51 +0000</pubDate>
		<guid>http://hyipblog.nobshyip.net/2007/07/05/heating-up-debate-on-xlotwo-and-csatm/#comment-67642</guid>
		<description>andy is a MORON !

Don't you see the difference between AP, STP and CSATM ?

The difference is YOU.  You are a STINKING SCAMMER  ! ! !

No doubt scammers like yourself comes in different colors and shade, you are still a scammmer.

Do us a favour and disappear from the scene. No one will ever trust you again.

Still waiting for your explanation on the demise of TFT .................</description>
		<content:encoded><![CDATA[<p>andy is a MORON !</p>
<p>Don&#8217;t you see the difference between AP, STP and CSATM ?</p>
<p>The difference is YOU.  You are a STINKING SCAMMER  ! ! !</p>
<p>No doubt scammers like yourself comes in different colors and shade, you are still a scammmer.</p>
<p>Do us a favour and disappear from the scene. No one will ever trust you again.</p>
<p>Still waiting for your explanation on the demise of TFT &#8230;&#8230;&#8230;&#8230;&#8230;..</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: slappy</title>
		<link>http://hyipblog.nobshyip.net/2007/07/05/heating-up-debate-on-xlotwo-and-csatm/#comment-67530</link>
		<author>slappy</author>
		<pubDate>Mon, 09 Jul 2007 02:16:32 +0000</pubDate>
		<guid>http://hyipblog.nobshyip.net/2007/07/05/heating-up-debate-on-xlotwo-and-csatm/#comment-67530</guid>
		<description>You said the following:

"A scammer by definition is someone who has larceny at heart from the start, with a clear intention to defraud members. Anyone who has been dealing with Andy at XLO or over a period of time through his forum will know that not to be the case. Andy had plenty of chances to walk away with the loot and he never did. "


The plain, simple truth is that Andy knowingly ran 2 ponzis and is now running another all the while trying to mislead people into believing that they are legitimate programs.  The fact that he is doing this makes him a scammer.  By the way, yes he could have ran with the money at any time.  What he choose to do, was wait till he received the most amount of deposits and then he took the "loot."</description>
		<content:encoded><![CDATA[<p>You said the following:</p>
<p>&#8220;A scammer by definition is someone who has larceny at heart from the start, with a clear intention to defraud members. Anyone who has been dealing with Andy at XLO or over a period of time through his forum will know that not to be the case. Andy had plenty of chances to walk away with the loot and he never did. &#8221;</p>
<p>The plain, simple truth is that Andy knowingly ran 2 ponzis and is now running another all the while trying to mislead people into believing that they are legitimate programs.  The fact that he is doing this makes him a scammer.  By the way, yes he could have ran with the money at any time.  What he choose to do, was wait till he received the most amount of deposits and then he took the &#8220;loot.&#8221;</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: HeyJude</title>
		<link>http://hyipblog.nobshyip.net/2007/07/05/heating-up-debate-on-xlotwo-and-csatm/#comment-67391</link>
		<author>HeyJude</author>
		<pubDate>Sun, 08 Jul 2007 05:11:05 +0000</pubDate>
		<guid>http://hyipblog.nobshyip.net/2007/07/05/heating-up-debate-on-xlotwo-and-csatm/#comment-67391</guid>
		<description>I've used CSATM several times.  It works fine.

In my opinion, admins would do well to at least look into it, without any "Andy baggage"...lol....coloring their judgment. The decision about CSATM should be made on its own merits as an online cash system.    

CSATM is a no-brainer from a business perspective. It offers a flexible, cost effective option for both admins and end users. 

I lost a bit of money in TFT but that has not stopped me from joining
Surf Now. I was in XLO for 12 months, was able to cash out every day if I wanted and I look forward to repeating that experience in Surf Now. 

Do I think Andy is a scammer?  No.  A gambler? Maybe. He admits he made bad decisions with TFT. The  only question is: has he learned from it?  I hope so.

A scammer by definition is someone who has larceny at heart from the start, with a clear intention to defraud members.  Anyone who has been dealing with Andy at XLO or over a period of time through his forum will know that not to be the case. Andy had plenty of chances to walk away with the loot and he never did.  

I don't blame Andy for selling XLO to Bob Krimm.  If I had been the owner of
TFT at the time and had a viable site like XLO, and had been given an offer to buy it from someone who at the time was still considered the king of paid autosurfs, I would have sold it too.  

HeyJude</description>
		<content:encoded><![CDATA[<p>I&#8217;ve used CSATM several times.  It works fine.</p>
<p>In my opinion, admins would do well to at least look into it, without any &#8220;Andy baggage&#8221;&#8230;lol&#8230;.coloring their judgment. The decision about CSATM should be made on its own merits as an online cash system.    </p>
<p>CSATM is a no-brainer from a business perspective. It offers a flexible, cost effective option for both admins and end users. </p>
<p>I lost a bit of money in TFT but that has not stopped me from joining<br />
Surf Now. I was in XLO for 12 months, was able to cash out every day if I wanted and I look forward to repeating that experience in Surf Now. </p>
<p>Do I think Andy is a scammer?  No.  A gambler? Maybe. He admits he made bad decisions with TFT. The  only question is: has he learned from it?  I hope so.</p>
<p>A scammer by definition is someone who has larceny at heart from the start, with a clear intention to defraud members.  Anyone who has been dealing with Andy at XLO or over a period of time through his forum will know that not to be the case. Andy had plenty of chances to walk away with the loot and he never did.  </p>
<p>I don&#8217;t blame Andy for selling XLO to Bob Krimm.  If I had been the owner of<br />
TFT at the time and had a viable site like XLO, and had been given an offer to buy it from someone who at the time was still considered the king of paid autosurfs, I would have sold it too.  </p>
<p>HeyJude</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: sharonsopinion</title>
		<link>http://hyipblog.nobshyip.net/2007/07/05/heating-up-debate-on-xlotwo-and-csatm/#comment-67215</link>
		<author>sharonsopinion</author>
		<pubDate>Sat, 07 Jul 2007 00:01:38 +0000</pubDate>
		<guid>http://hyipblog.nobshyip.net/2007/07/05/heating-up-debate-on-xlotwo-and-csatm/#comment-67215</guid>
		<description>Andy,

IF you had not run scams in the past and present, then we might take a serious look at CSatm.  However, you have already damaged your reputation.  Someone who runs scams is a scammer.  Scammers lie.  Therefore, it is difficult, if not impossible, to believe anything you say or do.

Perhaps if you refunded everyone you scammed in the past and shut down all of your present scams with refunds AND explained/apologized to everyone, then CSatm might have a chance.  However, I doubt it.

It takes a lifetime to build a reputation and a minute to destroy it.

JMO,
Sharon</description>
		<content:encoded><![CDATA[<p>Andy,</p>
<p>IF you had not run scams in the past and present, then we might take a serious look at CSatm.  However, you have already damaged your reputation.  Someone who runs scams is a scammer.  Scammers lie.  Therefore, it is difficult, if not impossible, to believe anything you say or do.</p>
<p>Perhaps if you refunded everyone you scammed in the past and shut down all of your present scams with refunds AND explained/apologized to everyone, then CSatm might have a chance.  However, I doubt it.</p>
<p>It takes a lifetime to build a reputation and a minute to destroy it.</p>
<p>JMO,<br />
Sharon</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: John</title>
		<link>http://hyipblog.nobshyip.net/2007/07/05/heating-up-debate-on-xlotwo-and-csatm/#comment-67174</link>
		<author>John</author>
		<pubDate>Fri, 06 Jul 2007 14:34:41 +0000</pubDate>
		<guid>http://hyipblog.nobshyip.net/2007/07/05/heating-up-debate-on-xlotwo-and-csatm/#comment-67174</guid>
		<description>Hey Andy ....

You still have not explain fully to us as to when, why and how TFT failed ?

Since you like ot post here, please do explain to us.

..................</description>
		<content:encoded><![CDATA[<p>Hey Andy &#8230;.</p>
<p>You still have not explain fully to us as to when, why and how TFT failed ?</p>
<p>Since you like ot post here, please do explain to us.</p>
<p>&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: Andy</title>
		<link>http://hyipblog.nobshyip.net/2007/07/05/heating-up-debate-on-xlotwo-and-csatm/#comment-67162</link>
		<author>Andy</author>
		<pubDate>Fri, 06 Jul 2007 13:44:18 +0000</pubDate>
		<guid>http://hyipblog.nobshyip.net/2007/07/05/heating-up-debate-on-xlotwo-and-csatm/#comment-67162</guid>
		<description>Curt an Dave.  If  Alertpay are OK  and  Solid Trust Pay are OK  then why is CSATM not OK.

Additionally CSATM at NO TIME  receives currency.  OR Wires  Or Ecurrency.

Could you please elaborate fully as to why you think it is not legal.  Other  processors  following the   current setup ARE.

CSATM is an evolution of the e-gold model, with additional benefits to the people who use it in that the assets stored in the system are not held in any one central location.

As for Jake pumping me on ASA   if you could show me where  that would be good.</description>
		<content:encoded><![CDATA[<p>Curt an Dave.  If  Alertpay are OK  and  Solid Trust Pay are OK  then why is CSATM not OK.</p>
<p>Additionally CSATM at NO TIME  receives currency.  OR Wires  Or Ecurrency.</p>
<p>Could you please elaborate fully as to why you think it is not legal.  Other  processors  following the   current setup ARE.</p>
<p>CSATM is an evolution of the e-gold model, with additional benefits to the people who use it in that the assets stored in the system are not held in any one central location.</p>
<p>As for Jake pumping me on ASA   if you could show me where  that would be good.</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: td</title>
		<link>http://hyipblog.nobshyip.net/2007/07/05/heating-up-debate-on-xlotwo-and-csatm/#comment-67103</link>
		<author>td</author>
		<pubDate>Fri, 06 Jul 2007 05:02:28 +0000</pubDate>
		<guid>http://hyipblog.nobshyip.net/2007/07/05/heating-up-debate-on-xlotwo-and-csatm/#comment-67103</guid>
		<description>Tasmania isn't it?</description>
		<content:encoded><![CDATA[<p>Tasmania isn&#8217;t it?</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: opie999</title>
		<link>http://hyipblog.nobshyip.net/2007/07/05/heating-up-debate-on-xlotwo-and-csatm/#comment-67091</link>
		<author>opie999</author>
		<pubDate>Fri, 06 Jul 2007 04:08:19 +0000</pubDate>
		<guid>http://hyipblog.nobshyip.net/2007/07/05/heating-up-debate-on-xlotwo-and-csatm/#comment-67091</guid>
		<description>I thought he was in UK!
LOL!  Yeah, funny like a heart attack! :)</description>
		<content:encoded><![CDATA[<p>I thought he was in UK!<br />
LOL!  Yeah, funny like a heart attack! <img src='http://hyipblog.nobshyip.net/wp-includes/images/smilies/icon_smile.gif' alt=':)' class='wp-smiley' /></p>
]]></content:encoded>
	</item>
	<item>
		<title>By: dolphin</title>
		<link>http://hyipblog.nobshyip.net/2007/07/05/heating-up-debate-on-xlotwo-and-csatm/#comment-67039</link>
		<author>dolphin</author>
		<pubDate>Thu, 05 Jul 2007 22:59:25 +0000</pubDate>
		<guid>http://hyipblog.nobshyip.net/2007/07/05/heating-up-debate-on-xlotwo-and-csatm/#comment-67039</guid>
		<description>I thought it was Canada? 

LOL!  Too funny .. 

Dolphin</description>
		<content:encoded><![CDATA[<p>I thought it was Canada? </p>
<p>LOL!  Too funny .. </p>
<p>Dolphin</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: Curt</title>
		<link>http://hyipblog.nobshyip.net/2007/07/05/heating-up-debate-on-xlotwo-and-csatm/#comment-67037</link>
		<author>Curt</author>
		<pubDate>Thu, 05 Jul 2007 22:45:12 +0000</pubDate>
		<guid>http://hyipblog.nobshyip.net/2007/07/05/heating-up-debate-on-xlotwo-and-csatm/#comment-67037</guid>
		<description>They are a storage place, Andy is out of the Country?  It doesn't matter if the servers are out of the country, Andy is still right here in the Good Ole' USA to my knowledge.</description>
		<content:encoded><![CDATA[<p>They are a storage place, Andy is out of the Country?  It doesn&#8217;t matter if the servers are out of the country, Andy is still right here in the Good Ole&#8217; USA to my knowledge.</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: dolphin</title>
		<link>http://hyipblog.nobshyip.net/2007/07/05/heating-up-debate-on-xlotwo-and-csatm/#comment-67036</link>
		<author>dolphin</author>
		<pubDate>Thu, 05 Jul 2007 22:42:53 +0000</pubDate>
		<guid>http://hyipblog.nobshyip.net/2007/07/05/heating-up-debate-on-xlotwo-and-csatm/#comment-67036</guid>
		<description>Thanks for the response Dave.

I am not in Andy's programs.  I was before, in XLO and TFT. 

I've stated on my own blog that my feelings for Andy are mixed ... 

Speaking of mixed, I hear mixed reviews of CSATM.  Mark of DMW seems to like the concept of CSATM ... 

STP and AP are based outside the USA while doing business with people in the USA but appear, at this time, to be exempt from the money transmitting laws.  So that's where my thinking came from .. along those lines.

I'm not currently in much at the moment as it is ... gotten tired of the scams, but still keeping one foot in, one foot out (and dancing all about ala hokey pokey lol) ... 

Dolphin</description>
		<content:encoded><![CDATA[<p>Thanks for the response Dave.</p>
<p>I am not in Andy&#8217;s programs.  I was before, in XLO and TFT. </p>
<p>I&#8217;ve stated on my own blog that my feelings for Andy are mixed &#8230; </p>
<p>Speaking of mixed, I hear mixed reviews of CSATM.  Mark of DMW seems to like the concept of CSATM &#8230; </p>
<p>STP and AP are based outside the USA while doing business with people in the USA but appear, at this time, to be exempt from the money transmitting laws.  So that&#8217;s where my thinking came from .. along those lines.</p>
<p>I&#8217;m not currently in much at the moment as it is &#8230; gotten tired of the scams, but still keeping one foot in, one foot out (and dancing all about ala hokey pokey lol) &#8230; </p>
<p>Dolphin</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: Dave</title>
		<link>http://hyipblog.nobshyip.net/2007/07/05/heating-up-debate-on-xlotwo-and-csatm/#comment-67033</link>
		<author>Dave</author>
		<pubDate>Thu, 05 Jul 2007 22:06:26 +0000</pubDate>
		<guid>http://hyipblog.nobshyip.net/2007/07/05/heating-up-debate-on-xlotwo-and-csatm/#comment-67033</guid>
		<description>Dolphin, you're anything but stupid. Curt is 100% right about CSATM being an unlicensed money transmitter, and CSATM was created as a "skim" for Andy's new ponzi schemes.

If you want to know what scams to avoid, just check TDinoz's blog or go read ASA forums and see what Jake is currently pimping. Anything either of them are promoting, run away from as fast as you can. Especially Jake Amedee.

Remember, Jake from ASA was recently promoting Jack Cobb's scams, he was promoting Bob Krimm, and he has actively promoted every major scammer in the last year. Jake has profited immensely while his downlines were suckered out of their money because they were stupid enough to watch his cheesy videocasts and follow him into the murky waters for the sharks and pirhanas to tear them apart.  

He is now pumping Andy on ASA, so no need for me to say any more. You've been warned.</description>
		<content:encoded><![CDATA[<p>Dolphin, you&#8217;re anything but stupid. Curt is 100% right about CSATM being an unlicensed money transmitter, and CSATM was created as a &#8220;skim&#8221; for Andy&#8217;s new ponzi schemes.</p>
<p>If you want to know what scams to avoid, just check TDinoz&#8217;s blog or go read ASA forums and see what Jake is currently pimping. Anything either of them are promoting, run away from as fast as you can. Especially Jake Amedee.</p>
<p>Remember, Jake from ASA was recently promoting Jack Cobb&#8217;s scams, he was promoting Bob Krimm, and he has actively promoted every major scammer in the last year. Jake has profited immensely while his downlines were suckered out of their money because they were stupid enough to watch his cheesy videocasts and follow him into the murky waters for the sharks and pirhanas to tear them apart.  </p>
<p>He is now pumping Andy on ASA, so no need for me to say any more. You&#8217;ve been warned.</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: dolphin</title>
		<link>http://hyipblog.nobshyip.net/2007/07/05/heating-up-debate-on-xlotwo-and-csatm/#comment-67012</link>
		<author>dolphin</author>
		<pubDate>Thu, 05 Jul 2007 19:54:36 +0000</pubDate>
		<guid>http://hyipblog.nobshyip.net/2007/07/05/heating-up-debate-on-xlotwo-and-csatm/#comment-67012</guid>
		<description>Color me stupid ... but I thought CSATM is a storage sort of place and not an actual payment processor, and therefore, not subject to those laws?

Also, if it's not based anywhere in the USA, including it's servers, I also thought they were exempt from the USA money transmitting laws? 

Did I miss something somewhere?  

Dolphin</description>
		<content:encoded><![CDATA[<p>Color me stupid &#8230; but I thought CSATM is a storage sort of place and not an actual payment processor, and therefore, not subject to those laws?</p>
<p>Also, if it&#8217;s not based anywhere in the USA, including it&#8217;s servers, I also thought they were exempt from the USA money transmitting laws? </p>
<p>Did I miss something somewhere?  </p>
<p>Dolphin</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: Curt</title>
		<link>http://hyipblog.nobshyip.net/2007/07/05/heating-up-debate-on-xlotwo-and-csatm/#comment-66982</link>
		<author>Curt</author>
		<pubDate>Thu, 05 Jul 2007 16:25:29 +0000</pubDate>
		<guid>http://hyipblog.nobshyip.net/2007/07/05/heating-up-debate-on-xlotwo-and-csatm/#comment-66982</guid>
		<description>Another Unlicensed Money transmitter Facing 5 years in the Federal Pen Plus $100,000 for the First day and $10,000 per day Fine for every day after that....So if your money is tied up in the money transmitter when the DOJ/FBI gets it...it will be gone!  You've been informed!</description>
		<content:encoded><![CDATA[<p>Another Unlicensed Money transmitter Facing 5 years in the Federal Pen Plus $100,000 for the First day and $10,000 per day Fine for every day after that&#8230;.So if your money is tied up in the money transmitter when the DOJ/FBI gets it&#8230;it will be gone!  You&#8217;ve been informed!</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: John</title>
		<link>http://hyipblog.nobshyip.net/2007/07/05/heating-up-debate-on-xlotwo-and-csatm/#comment-66979</link>
		<author>John</author>
		<pubDate>Thu, 05 Jul 2007 15:33:27 +0000</pubDate>
		<guid>http://hyipblog.nobshyip.net/2007/07/05/heating-up-debate-on-xlotwo-and-csatm/#comment-66979</guid>
		<description>XLO --&#62; TFT --&#62; XLOTWO --&#62; CSATM --&#62;  andy ---&#62;&#62;&#62;   SCAM  ! ! !

andy - Please get LOST and Out of the HYIP scene.  

You are  S T I N K I N G  up the place  ! ! !</description>
		<content:encoded><![CDATA[<p>XLO &#8211;&gt; TFT &#8211;&gt; XLOTWO &#8211;&gt; CSATM &#8211;&gt;  andy &#8212;&gt;&gt;&gt;   SCAM  ! ! !</p>
<p>andy - Please get LOST and Out of the HYIP scene.  </p>
<p>You are  S T I N K I N G  up the place  ! ! !</p>
]]></content:encoded>
	</item>
</channel>
</rss>
